To receive a quote for your protection we need to ask you a few questions.
Free Trust Service
Depending on your personal circumstances and the type of plan you have it may be beneficial to place your protection plan in trust.
When a protection plan is put in trust, the main advantages are:
- The Insurer can pay a claim more quickly than if the plan was not put in trust.When someone dies and their plan is not written in trust, their personal representatives will need to obtain the appropriate Grant of representation before they can deal with the plan.
This process is known as probate in England and Wales, or Confirmation in Scotland and can take several months. Until this happens, your family could be suffering financial hardship. By putting your plan in trust, you can avoid the need for probate or Confirmation, provided there is at least one surviving trustee following your death.
Because the trustees are the legal owners of the plan, they can deal with it immediately and make sure the funds are distributed immediately.
HOW WE DO BUSINESS
Your free advice
The advice we give is free of charge and we are quite happy to provide advice face to face at a time to suit you.
We will gather some relevant information from you in relation to your financial circumstances and your requirements and this information will be recorded on a Fact Find Document which is strictly private and confidential.
After we have gathered the required information, we will conduct some research before coming back to you with some recommendations to help meet your demands and needs.
CLIENT TESTIMONIAL
White Rose managed to save me 20% off my premiums without compromising my cover. The whole process was smooth and timely and they are very easy to deal with.
Raw Telecommunications - South Yorkshire
